The snowfall recently, which impacted much of KwaZulu-Natal and parts of the Free State, serves as yet another reminder of South Africa's increasingly unpredictable weather patterns. In 2023, Johannesburg also experienced a light snowfall, though it was far less severe than last weeks event. Even then, such occurrences were considered unusual in the South African context.
In recent years, South Africa has faced extreme weather conditions, including the devastating floods in KwaZulu-Natal in 2022, powerful winds in Cape Town in 2024, and the 2024 Tongaat tornado. These incidents reflect the ongoing changes in weather patterns.
To manage the consequences of these unpredictable events, insurance is becoming more of a necessity than the luxury it has traditionally been perceived as, particularly in South Africa. Both businesses and individuals need to adapt to these changing conditions, and a key part of this adaptation is securing appropriate insurance coverage.
Based on recent incidents, here are some of the insurance policies that businesses and individuals should consider in no particular order
Life insurance The events mentioned above claimed several lives, highlighting the importance for individuals to have valid life insurance policies.
