The divisive two-pot system has been signed into law by President Cyril Ramaphosa.
The Pension Funds Amendment Bills two-pot system allows members to access their retirement funds more flexibility before early resignation or retirement.
The funds, which can be accessed by members of retirement annuities and pension, retirement and preservation funds, will be accessible from September 1 this year.
While accessing retirement funds earlier seems like an advantage, it comes with caveats that have left many savers confused. We break down some of the trickier parts:.