One in approximately 24 accidents can be attributed to mechanical failures, highlighting the importance for motorists to protect themselves against these unforeseenevents.
Optional insurance and non-insurance add-ons such as motor warranties, service plans, and tyre and rim protection not only help to prevent accidents related to vehicle faults, but also shield motorists from unexpected vehicle repair costs, says Nickita Bevan, a representative from Motor Plan Direct.
Choosing the right add-ons is just as crucial as choosing the right car, she explains. Unfortunately, many people base their decisions on cost and convenience. If the monthly premiums seem reasonable, it often appears to be an easy choice. But, when its time to make a claim, drivers may face unexpected shortfalls.
Bevan notes that selecting the right products that provide long-term benefits can be challenging if consumers do not fully understand what they are buying. It is therefore vital that they comprehend what is available and can make informed decisions, ensuring they have the right amount and type of cover for any situation they may encounter.
With this in mind, she outlines the top five mistakes that drivers make when buying these add-ons
