Navigating Cruise Insurance: A Guide For Travel Agents

Ensuring your cruise clients are prepared for potential medical emergencies is something of which agents should be mindful. MSC Cruises and Cruise Vacations shared their insights on cruise ship medical cover for regional and international cruises, highlighting the need for comprehensive cruise travel insurance and contingency plans for extreme cases.

MSC Cruises has a mandatory insurance charge for its regional and international itineraries.

This charge, which is very reasonable, is for all passengers travelling on an MSC cruise and is not optional, as the company is required to pay the policy for all passengers travelling, explains MSC Cruises.

While passengers on MSCs international itineraries are also charged this fee, the insurance can be removed by request. However, if passengers opt out of the mandatory insurance, they are required to purchase comprehensive insurance through their preferred provider as no passenger will be permitted to embark the ship without the required insurance cover.

Cruise lines differ in their approach to insurance. Some include mandatory cover, either through the cruise line or another provider, while others offer optional insurance or a limited medical budget.